"You may be in business for yourself but you don't have to be in business by yourself".
Life Insurance
Sample Impaired Risk Cases / Life Proposal Request Page / Underwriting Info Form / Medical/Avocation Forms
Blood/HOS Profiles / Medical Exam Hints
At Best Marketing USA, we are obligated to our clients, you the brokers to work with the premier companies available to the brokerage communities. This not only includes name companies but companies that offer specialty products that fit your clients needs.
We offer:
Term Insurance: Preferred +, Preferred, Standard, Impaired Risk and Smoker Select (preferred smoker). Most the Term Insurance can be underwritten and offered in the Impaired Risk Community allowing you to present the lowest cost to your client.
Universal Life Insurance: Preferred +, Preferred, Standard, Impaired Risk and Smoker Select (preferred smoker). This product, like term insurance is available in all States from many companies. Our Universal Life products can be used for the impaired risk community.
Whole Life: A long lost policy form that is very under-utilized today. Like Term and Universal Life, this product is available in all 50 states. Preferred, Standard and for the Impaired Risk. All dividend options available
Simplified Issue Whole Life: Ask three questions, are you working or able to work, have you had AIDS or HIV and an internal cancer question. Stack these policies to the maximum available in your sates
Guaranteed Issue Whole Life: No questions, we just issue the policy.
Advanced underwriting is available for your complicated case.
Check out the Blood /HOS Profiles to see if your clients blood / HOS values are normal.
To get a quote, go to the life quote request page.
If your client has an impairment, go to the Underwriting Information Questionnaire and/or the Medical and Avocation page to give us your clients information to present to our underwriters for an informal quote.
Rated or Declined....Look at some Sample Impaired Risk cases that we have placed.
22 Mill St. #410
Arlington, MA 02476
800-700-7505 / Fax 781 643-2775